Wyoming County Pennsylvania USDA Loan
What areas of Wyoming County, Pennsylvania are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Wyoming County, Pennsylvania as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Wyoming County that are eligible for a USDA Loan include Factoryville, Nicholson, Lake Winola, Noxen, and the county seat of Tunkhannok. All other areas of Wyoming County are also geographically eligible for the No Down Payment USDA Mortgage Program.
To check to see if a specific home in Wyoming County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Wyoming County, Pennsylvania
Eligible Towns
Aldovin
Avery
Bardwell
Beaumont
Bellasylva
Bowman Creek
Brookside
Carpenter Hollow
Center Moreland
Cooper Corners
Dixon
East Lemon
Eatonville
Evans Falls
Falls
Factoryville
Forkston
Hettesheimer Corners
Hoban Heights
Jenks
Jenningsville
Kaiserville
Kasson Brook
Keelersburg
Laceyville
Lake Carey
Lake Winola
Lemon
Lockville
Lovelton
Marcy
Mehoopany
Meshoppen
Mill City
Myobeach
Nicholson
North Mehoopany
Noxen
Osterhout
Rocky Forest
Rosengrant
Ruggles
Scottsville
Scranton Corners
Skinners Eddy
South Eaton
Starkville
Stowell
Stull
Tunkhannock
Vernon
Vosburg
West Falls
West Nicholson
Wyoanna
all areas of Wyoming County
Eligible Townships
Braintrim Township
Clinton Township
Eaton Township
Exeter Township
Falls Township
Forkston Township
Lemon Township
Mehoopany Township
Meshoppen Township
Monroe Township
Nicholson Township
North Branch Township
Northmoreland Township
Noxen Township
Overfield Township
Tunkhannock Township
Washington Township
Windham Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, fee free to contact us to double check. All of Wyoming County, Pennsylvania is located in a USDA Eligible Area.
Wyoming County USDA Household Income Limits
If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)