Carbon County Pennsylvania USDA Loan

What areas of Carbon County are eligible for the USDA Mortgage Program?

ALL of Carbon County is Eligible for the USDA Rural Development Loan. The largest towns in Carbon County, Pennsylvania that are eligible for a USDA loan include Albrightsville, Palmerton, Lehighton, and the county seat of Jim Thorpe.

To check to see if a specific home in Carbon County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com

Jim Thorpe - View of St. Marks from the Asa Packer Mansion grounds, Photo Credit: Smallbones [CC0], from Wikimedia Commons

Mauch Chunk - Photo Credit: Not known; along left-hand side of address side of postcard: "Published by Tosh's Department Store of Mauch Chunk, PA Made in U.S.A." [Public domain], via Wikimedia Commons

USDA Eligible Areas in Carbon County, Pennsylvania

Albrightsville
Beaver Meadows
Black Creek Junction
Bloomingdale
Bowmanstown
East Side
Faryville
Hacklebernie
Hauto
Holiday Pocono
Indian Mountain Lake
Jim Thorpe
Lansford

Lehighton
McAdoo
Nesquehoning
New Columbus
Palmerton
Parryville
Summit Hill
Towamensing Trails
Tresckow
Weatherly
Weissport
all other areas

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.

Carbon County Pennsylvania USDA Household Income Limits

If your Household Income exceeds the above figure, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.

Deductions to reduce your USDA Household Income Calculation

$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)