Greene County USDA Loan
What areas of Greene County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Greene County as geographically eligible for their USDA Rural Development Loan. The largest towns in Greene County Pennsylvania that are eligible for a USDA loan include Fairdale, Morrisville, and county seat of Waynesburg. All areas of Greene County are geographically eligible for the No Down Payment USDA Mortgage Program.
To check to see if a specific home in Greene County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Greene County, Pennsylvania
Eligible Towns
Bobtown
Brave
Carmichaels
Clarksville
Crucible
Dry Tavern
Fairdale
Greensboro
Jefferson
Mapletown
Mather
Morrisville
Mount Morris
Nemacolin
New Freeport
Rices Landing
Rogersville
Waynesburg
West Waynesburg
Wind Ridge
all other areas
Eligible Townships
Aleppo Township
Center Township
Cumberland Township
Dunkard Township
Franklin Township
Freeport Township
Gilmore Township
Gray Township
Greene Township
Jackson Township
Jefferson Township
Monongahela Township
Morgan Township
Morris Township
Perry Township
Richhill Township
Springhill Township
Washington Township
Wayne Township
Whiteley Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.
Greene County Pennsylvania USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)