Pike County USDA Loan
What areas of Pike County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Pike County as geographically eligible for their USDA Rural Development Loan. The largest towns in Pike County, Pennsylvania that are eligible for a USDA loan include Saw Creek, Hemlock Farms, Pocono Woodland Lakes, Pine Ridge, Gold Key Lake, Matamoras, and the county seat of Milford.
To check to see if a specific home in Pike County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Pike County, Pennsylvania
USDA Eligible Towns
Baoba
Birchwood Lakes
Blooming Grove
Bohemia
Bushkill
Conashaugh
Conashaugh Lakes
Delaware
Dingmans Ferry
Edgemere
Egypt Mills
Fawn Lake Forest
Forest Lake Park
Forest Park
Frenchtown
Friendly Acres
Germantown
Glen Eyre
Gold Key Lake
Greeley
Greentown
Hemlock Farms
Hemlock Grove
Indian Point
Kimble
La Anna
Lackawaxen
Lackawaxen Township
Lake in the Clouds
Lake Wallenpaupack Estate
Ledgedale
Lords Valley
Masthope
Masthope Rapids
Matamoras
McCartys Corner
Melchris Wood
Milford
Millrift
Panther
Parkers Glen
Paupack
Pecks Pond
Pine Flats
Pine Ridge
Pocono Mountain Lake Estates
Pocono Mountain Woodland Lakes
Pocono Ranch Lands
Pond Eddy
Promised Land
Quinns Corner
Roemersville
Rosas
Rowland
Sagamore Estates
Sandyville
Saw Creek
Shohola
Shohola Falls
Silver Spring
Sky View Lake
South Sterling
Spencer Corner
Sunrise Lake
Tafton
Tamiment
Tanglewood
Tanglewood Estate
The Escape
Twin Lakes
Walker Lake
Westcolang
Westcolang Park
Wild Acres
Wilsonville
all other areas are eligible
USDA Eligible Townships
Blooming Grove Township
Delaware Township
Dingman Township
Greene Township
Lackawaxen Township
Lehman Township
Milford Township
Palmyra Township
Porter Township
Shohola Township
Westfall Township
Note: This list is an indicator of USDA Eligible Areas for Pike County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Pike County, Pennsylvania is located in a USDA Eligible Area.
Pike County Pennsylvania USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)