Fulton County Pennsylvania USDA Loan
What areas of Fulton County are eligible for USDA Mortgage Program?
The USDA has zoned ALL of Fulton County as geographically eligible for their USDA Rural Development Loan, including the largest town and county seat of McConnellsburg. All areas of Fulton County are geographically eligible for the No Down Payment USDA Mortgage Program.
To check to see if a specific home in Fulton County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Fulton County, Pennsylvania
Eligible Towns
McConnellsburg
Needmore
Valley-Hi
all other areas
Eligible Townships
Ayr Township
Belfast Township
Bethel Township
Brush Creek Township
Dublin Township
Licking Creek Township
Taylor Township
Thompson Township
Todd Township
Union Township
Wells Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Fulton County, Pennsylvania is in a USDA Eligible Area.
Fulton County USDA Household Income Limits
If your Income exceeds the listed figures, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)
