Columbia County USDA Loan
What areas of Columbia County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Columbia County as geographically eligible for their USDA Rural Development Loan. The largest towns in Columbia County, Pennsylvania that are eligible for a USDA loan are Bloomsburg and Berwick. All of Columbia County is geographically eligible for the No Down Payment USDA Mortgage Program.
To check to see if a specific home in Columbia County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Columbia County, Pennsylvania
Almedia
Aristes
Ashbury
Bendertown
Benton
Berwick
Bloomsburg
Buckhorn
Catawissa
Central
Cleveland
Coles Creek
Derrs
Elk Grove
Espy
Eyers Grove
Fairmount Springs
Fernville
Iola
Jamison City
Jerseytown
Kulp
Laubachs
Light Street
Lime Ridge
Locustdale
Mainville
Mayberry
Midvalley
Mifflinville
Mill Grove
Millville
Mordansville
Newlin
Numidia
Orange
Orangeville
Parrs Mill
Pealertown
Pine Summit
Queen City
Raven Creek
Red Rock
Roaring Creek
Rohrsburg
Rupert
Sereno
Shumans
Stillwater
Talmar
Waller
Wilburton
Eligible Townships
Beaver Township
Benton Township
Briar Creek Township
Catawissa Township
Cleveland Township
Conyngham Township
Fishing Creek Township
Franklin Township
Greenwood Township
Hemlock Township
Jackson Township
Locust Township
Madison Township
Main Township
Mifflin Township
Montour Township
Mount Pleasant Township
North Centre Township
Orange Township
Pine Township
Roaring Creek Township
Scott Township
South Centre Township
Sugarloaf Township
all other areas are eligible
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All areas of Columbia County, Pennsylvania are eligible for the the USDA Mortgage Program.
Columbia County USDA Household Income Limits
If your Income appears to exceed these totals, the USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)