Mifflin County Pennsylvania USDA Loan
What areas of Mifflin County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Mifflin County as geographically eligible for their USDA Rural Development Loan program. The largest towns in Mifflin County, Pennsylvania that are eligible for a USDA loan include Burnham, Belleville, Church Hill, Milroy, Highland Park, Yeagertown and county seat of Lewistown.
To check to see if a specific home in Mifflin County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Mifflin County, Pennsylvania
Eligible Towns
Alexander Springs
Alfarata
Allensville
Anderson
Atkinson Mills
Barrville
Belleville
Belltown
Burnham
Church Hill
Cedar Hill
Colonial Hills
Decatur
Fairview
Garden View
Granville
Hawstone
Highland Park
Honey
Honey Creek
Horningford
Juniata Terrace
Kishacoquillas
Kistler
Klondyke
Knobville
Lewistown
Lewistown Junction
Little Kansas
Locke Mills
Lockport
Longfellow
Lucy Furnace
Lumber City
Maitland
Mattawana
McVeytown
Mechanicsville
Menno
Milroy
Mount Rock
Mount Pleasant
Naginey
Newton Hamilton
Paintersville
Pine Glen
Rager Summit
Reedsville
Rockville
Roseann
Ryde
Shawnee
Shindle
Shrader
Siglerville
Silver Ford Heights
Snook
Soradoville
Strodes Mills
Union Mills
Vineyard
Vira
Wagner
Woodland
Yeagertown
all other areas
Eligible Townships
Armagh Township
Bratton Township
Brown Township
Decatur Township
Derry Township
Granville Township
Menno Township
Oliver Township
Union Township
Wayne Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.
Mifflin County USDA Household Income Limits
If your Income exceeds the listed figures, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)