Bradford County Pennsylvania USDA Loan
What areas of Bradford County, Pennsylvania are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Bradford County as geographically eligible for their USDA Rural Development Loan, including the largest towns of Sayre, Athens, Canton, Troy and the county seat of Towanda. All of Bradford County is geographically eligible for the No Down Payment USDA Mortgage Program.
To check to see if a specific home in Bradford County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Bradford County, Pennsylvania
Eligible Towns
Alba
Athens
Berrytown
Bigler
Browntown
Burlington
Canton
Greens Landing
Laceyville
Le Raysville
Milltown
Monroeton
Mosherville
New Albany
Rome
Sayre
South Waverly
Sylvania
Towanda
Troy
Wyalusing
Wysox
all other areas are eligible
Eligible Townships
Albany Township
Armenia Township
Asylum Township
Athens Township
Burlington Township
Canton Township
Columbia Township
Franklin Township
Granville Township
Herrick Township
Leroy Township
Litchfield Township
Monroe Township
North Towanda Township
Orwell Township
Overton Township
Pike Township
Ridgebury Township
Rome Township
Sheshequin Township
Smithfield Township
South Creek Township
Springfield Township
Standing Stone Township
Stevens Township
Terry Township
Towanda Township
Troy Township
Tuscarora Township
Ulster Township
Warren Township
Wells Township
West Burlington Township
Wilmot Township
Windham Township
Wyalusing Township
Wysox Township
Note: This list is an indicator of USDA Eligible Areas for Bradford County but does not necessarily include every possible eligible area. All of Bradford County is geographically eligible for a USDA mortgage.
Bradford County USDA Household Income Limits
The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)