Susquehanna County USDA Loan
What areas of Susquehanna County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Susquehanna County as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Susquehanna County that are eligible for a USDA loan include Forest City, Susquehanna Depot, Hallstead, and the county seat of Montrose.
To check to see if a specific home in Susquehanna County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Susquehanna County Pennsylvania
Eligible Towns
Forest City
Friendsville
Great Bend
Hallstead
Hop Bottom
Lanesboro
Little Meadows
Montrose
New Milford
Oakland
Susquehanna Depot
Thompson
Union Dale
all other areas
Eligible Townships
Apolacon Township
Ararat Township
Auburn Township
Bridgewater Township
Brooklyn Township
Choconut Township
Clifford Township
Dimock Township
Forest Lake Township
Franklin Township
Gibson Township
Great Bend Township
Harford Township
Harmony Township
Herrick Township
Jackson Township
Jessup Township
Lathrop Township
Lenox Township
Liberty Township
Middletown Township
New Milford Township
Oakland Township
Rush Township
Silver Lake Township
Springville Township
Thompson Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Susquehanna County, Pennsylvania is located in a USDA Eligible Area.
Susquehanna County USDA Household Income Limits
If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)