Perry County Pennsylvania USDA Loan
What areas of Perry County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Perry County as geographically eligible for their USDA Rural Development Loan. The largest towns in Perry County, Pennsylvania that are eligible for a USDA loan include Marysville, Newport, Duncannon, and county seat of New Bloomfield. The entirety of Perry County, Pennsylvania is geographically eligible for the No Down Payment USDA Mortgage Program.
To check to see if a specific home in Perry County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Perry County, Pennsylvania
Eligible Towns
Acker
Alinda
Andersonburg
Bailey
Blain
Bixler
Bridgeport
Center Square
Centerville
Centre
Cisna Run
Couchtown
Cove
Crums Corners
Dellville
Donnally Mills
Dromgold
Duncannon
Elliottsburg
Erly
Eshcol
Falling Spring
Fort Robertson
Glenvale
Gramere
Half Falls
Ickesburg
Juniata Furnace
Keystone
Kinkora Heights
Kistler
Landisburg
Little Germany
Liverpool
Losh Run
Loysville
Mannsville
Markelsville
Marysville
McKee
Mecks Corner
Millerstown
Milltown
Montebello
Montgomery Ferry
Mount Patrick
Mount Pleasant
Nekoda
New Bloomfield
New Buffalo
New Germantown
Newport
Oakgrove
Old Ferry
Perdix
Pfoutz Valley
Pine Grove
Reward
Rose Glen
Roseburg
Saville
Seyoc
Shermans Dale
Stony Point
Sundy Place
Wahneta
Walnut Grove
Wardville
Wila
all other areas are eligible
Eligible Townships
Buffalo Township
Carroll Township
Centre Township
Greenwood Township
Howe Township
Jackson Township
Juniata Township
Liverpool Township
Miller Township
Northeast Madison Township
Oliver Township
Penn Township
Rye Township
Saville Township
Southwest Madison Township
Spring Township
Toboyne Township
Tuscarora Township
Tyrone Township
Watts Township
Wheatfield Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Perry County, Pennsylvania is located in a USDA Eligible Area.
Perry County USDA Household Income Limits
If your Income exceeds the income figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)