Huntingdon County Pennsylvania USDA Loan
What areas of Huntingdon County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Huntingdon County as geographically as eligible for their USDA Rural Development Mortgage Program. The largest towns in Huntington County, Pennsylvania that are eligible for a USDA loan include Mount Union, McConnellstown, and the county seat of Huntingdon. All areas of Huntingdon County are geographically eligible for the No Down Payment USDA Mortgage Program.
To check to see if a specific home in Huntingdon County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Huntingdon County, Pennsylvania
Eligible Towns
Alexandria
Allenport
Aughwick
Bankstown
Barneytown
Barree
Birdville
Blacklog
Blairs Mills
Broad Top
Calvin
Cassville
Cherry Grove
Dudley
Entriken
Hesston
Huntingdon
James Creek
Knightsville
Lack
Lucy Furnace
Maddensville
Mapleton Depot
McConnellstown
Meadow Gap
Mill Creek
Mount Union
Neelyton
Nossville
Orbisonia
Petersburg
Pogue
Richvale
Robertsdale
Rockhill Furnace
Saltillo
Selea
Shade Gap
Shade Valley
Shirleysburg
Silver Ford
Spruce Creek
Tell
Three Springs
Todd
Warriors Mark
all other areas
Eligible Townships
Barree Township
Carbon Township
Cass Township
Clay Township
Cromwell Township
Dublin Township
Franklin Township
Henderson Township
Hopewell Township
Jackson Township
Juniata Township
Lincoln Township
Logan Township
Miller Township
Morris Township
Oneida Township
Penn Township
Porter Township
Shirley Township
Smithfield Township
Springfield Township
Spruce Creek Township
Tell Township
Todd Township
Union Township
Walker Township
Warriors Mark Township
West Township
Wood Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.
Huntingdon County Pennsylvania USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)