Armstrong County Pennsylvania USDA Mortgage
What areas of Armstrong County are eligible for USDA Mortgage Program?
The USDA has zoned ALL of Armstrong County, Pennsylvania as geographically eligible for their USDA Rural Development Loan. The largest towns in Armstrong County that are eligible for a USDA loan include Ford City, Leechburg, Freeport, Apollo, and the county seat of Kittanning.
To check to see if a specific home in Armstrong County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com
USDA Eligible Areas in Armstrong County, Pennsylvania
Apollo
Applewold
Atwood
Brady's Bend
Dayton
Elderton
Ford City
Ford Cliff
Freeport
Kiskimere
Kittanning
Leechburg
Lenape Heights
Manorville
North Apollo
North Vandergrift
Orchard Hills
Parker
Pleasant View
Rural Valley
South Bethlehem
Spring Church
Templeton
West Hills
West Kittanning
Worthington
any obvious rural locations
Note: This list is an indicator of USDA Eligible Areas for the Armstrong County but does not necessarily include every possible eligible area. If you do not see your town listed, contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area
Armstrong County USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)